\begin{table}[htbp]\centering
\def\sym#1{\ifmmode^{#1}\else\(^{#1}\)\fi}
\caption{Effect of Securing a Loan with Digital Collateral on Loan Repayment and Loan Completion, by Risk Level\label{LASMH\_repay\_riskinteract\_LATE}}
\begin{tabular}{l*{3}{c}}
\toprule
                    &\multicolumn{1}{c}{(1)}&\multicolumn{1}{c}{(2)}&\multicolumn{1}{c}{(3)}\\
                    &\multicolumn{1}{c}{Secured}&\multicolumn{1}{c}{Selection}&\multicolumn{1}{c}{Moral Hazard}\\
\midrule
Treatment           &        0.13\sym{**} &        0.10\sym{**} &        0.02         \\
                    &      (0.06)         &      (0.05)         &      (0.05)         \\\addlinespace
Treatment $\times$ Median risk or above&        0.01         &       -0.11\sym{*}  &        0.13\sym{*}  \\
                    &      (0.08)         &      (0.06)         &      (0.08)         \\\addlinespace
Median risk or above&       -0.15\sym{***}&       -0.15\sym{***}&       -0.27\sym{***}\\
                    &      (0.04)         &      (0.04)         &      (0.04)         \\\addlinespace
Constant            &        0.63\sym{***}&        0.64\sym{***}&        0.73\sym{***}\\
                    &      (0.03)         &      (0.03)         &      (0.03)         \\\addlinespace
\midrule
N                   &         655         &         814         &         593         \\
\bottomrule
\end{tabular}
\end{table}
